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eCTM is calculated on the pretax, purchase amount (or eligible portion thereof) and is rounded to the nearest cent. Funded by the Government of Canada. The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Offer subject to change without notice. Please visit the Program Website for details about donating eCTM.
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